Day 3 · Thursday, 6 August 2026
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Monthly payment on an equipment loan
A loan's real cost is never the price tag — it's what leaves the account every month, and how much of that is interest.
Task:
You work in operations at a small coffee roastery. The team wants to finance a new espresso machine rather than pay cash: $14,400 over 3 years at 7.2% APR. Work out the monthly payment in B5, then the total interest you will pay over the life of the loan in B6.
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